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Karma Debt System: Payback Time
Arlan Mahendra was born a "mistake"—an illegitimate son destined to be trampled by his elite half-brother and the ruthless Mahendra family. Beaten, bankrupt, and left to die in a rainy alleyway while his mother lies on her deathbed, Arlan screams for justice.
The Universe answers. Not with a guardian angel, but with a cold, digital ledger.
[System Activated: Karma Debt Collection]
[Target: Julian Mahendra]
[Debt Status: Unpaid. Penalty: Seizure of Lifespan and Luck.]
Armed with a system that turns every insult, bruise, and betrayal into "Debt Points," Arlan rises from the gutter. He discovers he can forcibly collect "payments" from those who wrong him—stripping away their health, their talents, and even their remaining years of life.
He doesn't want an apology. He doesn't want peace. He wants to audit the world.
From stealing the vitality of arrogance billionaires to seizing the luck of corrupt geniuses, Arlan becomes the world's most terrifying creditor.
They say revenge is a dish best served cold. For Arlan, it is simply a transaction. And everyone is about to pay up.
10
Resonance: Awakening of the Unknown
Twenty years ago, nine heroes across the world fought the Monarch of Oblivion, a Godlike being who sought to erase humanity. Among them were Korea’s Han Seojin and Lee Mirae, one of the strongest of their generation.
The Monarch fell, but his final words promised doom: “When the Monarch of Calamity returns, he will awaken the others.
When peace blinds you… they will remind you of fear.”
To the world, the heroes claimed victory and founded the World Hero School Competition, a global system said to train future defenders. In truth, it was a hidden plan created to find those capable of resisting the Monarchs when they ever rise again.
Years later, their second child Han Jiwoo lives a quiet life in Seoul — unaware of his parents’ past or the secret buried within him. During his Awakening, his mana fractures the test crystal, revealing an impossible result: Dual-Class — Combat and Unknown.
Unknown… the same signature as the Monarch of Oblivion's core but known to no one other than his parents and headmaster.
Sent to Eclipse Academy, a once-glorious school now fallen from prestige, Jiwoo becomes the center of attention — admired, doubted, and watched. But when a fateful duel pushes him to the brink, his second power awakens, and within his consciousness, a forgotten voice speaks once more.
Bound to the Monarch who once threatened humanity, Jiwoo must master the power that defies gods while forging his own path between light and void.
10
Dear Fiary Diary
Life is like a symphony - beautiful, layered, and moving - but also filled with clashing notes, missed beats and moments of silence. The Bittersweet from realizing that joy and pain are inseparable parts of the same song and thus Fiary Diary
994
The fortune's deadline
In a gritty urban world where dreams drown faster than the desperate, Jason Hale is a forgotten orphan with no family, no future, and now just 60 days to live. Diagnosed with terminal pancreatic cancer, his only light is girlfriend Stephanie Scott—the woman he plans to marry before the end. But when he discovers her betrayal with a wealthy rival, despair drives him to leap into an empty hotel pool, clutching his grandfather's mysterious cross necklace.
As water fills his lungs, the cross activates: a holographic system screen materializes, binding him to "Fortune's Deadline"—60 days to amass riches or perish. Complete meaningful tasks for wealth and lifespan extensions; fail, and penalties strip away time, memories, and secrets. With clear rules (no exploits, strategic growth only), hidden costs (erased pasts tying to his unknown parents), and escalating rewards (millions and months added), Jason rises from penniless delivery boy to empire-builder.
But as fortune flows, betrayers close in, and the system's true source whispers of a larger conspiracy. Will Jason rewrite his fate, reclaim his love, and uncover his orphan origins before the clock hits zero? In this high-stakes progression tale of empowerment and suspense, every decision buys time—or buries it forever.
10
My Journey to Wealth With the Billionaire Endgame System
It started with the first $100 from Forex after losing nearly $15,000+ in the past few years.
A small gain, but it was everything to Reese Myles. A sign that maybe, just maybe, he wasn’t cursed to fail forever.
Then came the Wealth Accumulation System.
On the night Reese should have died, crushed and heartbroken on the cold asphalt, clutching that first win in his hands with so much regret that he hadn't made anything good of himself, fate had other plans.
[Wealth Accumulation System: Initialization Complete]
[Current Net Worth: $0 | Projected Worth: Infinite]
[Debt: ...........calculating]
Reese can now invest, trade and avoid losses now that he is armed with WAS.
Forex is going to make him a billionaire...or maybe even more than a billionaire, and he will defeat his rival, on both sides, crypto and trading, and take down everyone who treated him like trash.
1.0K
God Of Gluttony: Runestones Give Me Unlimited Abilities
Alex was a bullied orphan with no powers until he finds a runestone that gives him abilities that change his life forever. Now, he has to battle the consequences that come with possessing such great power.
997
VERDANT ABYSS
Awakened machines steal souls from the comatose. A dying sun ticks down to oblivion. Alien seeds rain from the sky, birthing ravenous jungles that crave human flesh. In this pulse-pounding apocalypse, a crippled scientist and his sentient AI "daughter" unravel a cycle of cosmic betrayal where salvation demands merging with the enemy, love twists into horror, and one father's choice could doom or redeem a world on the brink of eternal green hell.
997
Jack Hardy The Legacy Returns
Jack Hardy, a legendary ex-mercenary runs into the beautiful heiress Juliet Forbes on a blind date. Unaware of Jack's background, she offers him a marriage contract for a substitute husband.
The Forbes family and their enemies think the son-in-law is a loser who can be bullied or beaten down. They have no idea Jack Hardy is the apex predator of the world...
Do read my other novels:
-The Peerless Man With A Thousand Gifts
-The Gilded Man With A Thousand Lives
-Leo Gambino A Thousand Foes
-Eve Of A Thousand Wakes
995
Lucas Foden: The Hidden Legacy
Lucas had been living the life of a destitute; a lowly live-in son-in-law who suddenly got divorced by his wife even after all the sacrifices he made for her.
Just when he thought that his life was about to come to an end, everything changed and it was time to have his revenge.
“We shall rule the world together, brother!” Logan said to him, and that was the beginning of the unimaginable conquest of the Medical God!
1.0K
From Death To Wealth
Bruce Baron was nothing more than a cleaner struggling to keep his sick father alive. Mocked by the rich, humiliated by his ex-fiancée, and falsely accused of theft at an elite engagement party, Bruce’s life spiraled into ruin. Framed by the powerful Richardson family and given an impossible choice by a corrupt mayor to pay a one-million-dollar fine or spend ten years in prison. Then everything changed.
After collapsing from grief and exhaustion, Bruce awoke in a luxury hospital, only to discover a truth that would shake his world: he’s not a nobody, he’s the long-lost heir to the trillion-dollar Baron Consortium. His real mother, Lady Scarlet, has finally found him after twenty-five years of hiding him from murderous family enemies.
Now reborn into wealth and power, Bruce has only one mission: vengeance. With money, influence, and a new identity, Bruce begins his revenge. The same people who spat on him will now kneel. The ex-fiancée who betrayed him, the landlord who destroyed his family, the corrupt mayor who chose status over justice; all have debts to pay.
But revenge comes at a cost. As Bruce climbs the ladder of power and dominance, will he remain the same man his father raised? Or will he lose himself in the world of wealth and wrath?
9.5
Arcane Alchemy:The forbidden Rites
The Alchemy Of Souls,An ancient ritual,long buried in legend and fear,is rising again.
At Arcadia Academy,where the kingdoms greatest Alchemist,Arcanist and healers train,young prince Eldan who was thought to be weak,must master a mysterious power he barely understands and forged an alliance with the witch Vanya ,who knowledge of forbidden magic could be the world's only hope or its ultimate doom time is running out.
Can prince Eldan harness his powers on time to save the world or will history repeat itself in blood?.
1.0K
The Genius She Treated Like a Dog
For five years, Andy Lambert lived like a dog at Karen Moore’s feet.
Once a brilliant genius with two PhDs, he signed away his dignity to save his dying mother. He endured every insult, every slap, every command, while secretly running the Moore Group from behind the scenes.
Karen thought he was nothing without her family.
But the contract has only one month left.
Soon, the “obedient pet” she humiliated before everyone will break his chain. And when Andy finally walks away, Karen will learn the truth too late: the man she treated like trash was the only reason her empire survived.
994
Vengeance In His Veins
Lucas Abnett, the aimless son of a business tycoon, finds a new sense of purpose when he meets Sophia Burner, who inspires him to take an interest in his family’s empire. But his world is shattered when Sophia betrays him, assisting Viktor Drago, the leader of a shadowy organization, in a brutal attack that leaves Lucas' entire family dead. Barely surviving with the help of his father’s loyal bodyguard, Kenji Kishimoto, Lucas is left scarred—both physically and emotionally.
Driven by revenge, Lucas spends five years training under Kenji, adopting a new identity as Levi Kishimoto. With his new skills in martial arts and business, Lucas returns to America determined to bring Drago and Sophia down.
1.0K
Debtbound: The Price of Power
What would you do to clear a debt you could never repay?
Isaac Rhoades is at rock bottom. After taking a massive illegal loan to pay for his sister’s surgery—only for her to die anyway—he’s hunted by brutal loan sharks, fired from his warehouse job, and left homeless. Just as he's about to end it all, a strange voice echoes in his mind:
“System Activation: Mission Credit Redemption Protocol Initiated.”
The Debtbound System offers him a way out—but every cleared dollar requires a mission. Deliver cursed packages. Eliminate dangerous criminals. Expose corrupt politicians. Some missions save lives. Others destroy them. Every success earns him powers and a chunk off his debt. Every failure comes at a horrifying cost.
As Isaac navigates this deadly path, he discovers he's not the only one bound by the system—and some users will do anything to break free. What started as a fight for survival becomes a war for redemption, power, and the truth behind the system’s origin.
To win his freedom, Isaac must conquer the missions. But to keep his soul… he must conquer himself.
997
The Ghost Doctor
Justin Forbes used to believe in second chances, until the world proved him wrong.
Once a promising young medic with unconventional methods, he’s mocked as a lunatic, fired from his job, and abandoned by everyone he trusted, even April, the woman who once swore she believed in him. Branded a disgrace, beaten by the powerful, and left to rot, Justin’s life ends in the alleyways of New York… until a dying girl’s heartbeat changes everything.
When Justin revives the Prime Minister’s daughter in a desperate act of instinct, the impossible happens, she lives. His hands burn, his mind fractures, and his gift awakens. The world whispers of a “Miracle Doctor,” but no one knows his face.
Now, hidden behind a new identity, Justin becomes the Ghost Doctor, a man whose touch can heal or kill. As he navigates the underworld of medicine, corruption, and betrayal, every life he saves costs him a piece of his own. His former enemies rise to power, his lost love comes crawling back, and a dark government project known as GENESIS hunts the secret in his blood.
In a city where saving lives is a business and revenge is currency, Justin Forbes will learn that healing the world might destroy him first.
The Hands of Vengeance is a gritty urban medical thriller filled with moral conflict, redemption, and power, where every heartbeat is a secret, every cure has a price, and every touch carries judgment.
998
The Forgotten Heir
Ethan Ward had nothing. A broken career, a betrayed life, and a world that seemed determined to crush him. When his wife abandoned him, his father-in-law ruined him, and the courts branded him a fraud, Ethan’s existence was reduced to shadows and survival.
But the truth was far stranger than anyone could imagine. A dragon-shaped mark on his shoulder was no ordinary scar—it was the sign of a lost heir, a hidden power, and a legacy that could shake the foundations of the world.
Identified by a mysterious mentor, Ethan is thrust into a secret empire—the Aurelian Order—where advanced technology, hidden energy, and untold influence await. Here, he must endure brutal training, unlock dormant powers, and navigate a web of betrayal, deception, and dangerous allies.
As he rises, one goal drives him: reclaiming what was stolen, exposing the corrupt, and rewriting the rules of a world that once crushed him. But every step forward reveals new mysteries, new enemies, and a power far greater than he ever imagined.
Ethan Ward is no longer just a man; he is Aurelius Kael, the dragon heir, and his rise has only just begun.
998
I Built The Underworld While You Called Me Useless
In the shimmering metropolis of Oakhaven, the elite live in glass towers while the "trash" survives in the soot below. Lucian Veyne is the king of that trash. To the world, he is a nameless scavenger, a beggar who collects aluminum cans and fixes broken phones in rain-slicked alleys.
But Lucian has a secret: He owns the city’s darkness. Ten years ago, the Vale Family—owners of the city’s largest pharmaceutical empire—let his mother die on the hospital steps because she was "worthless." Since that day, Lucian hasn’t been looking for a job; he’s been building a system. Through the "Debt Web" (micro-loans to the desperate) and the "Whisper Network" (an army of invisible homeless spies), Lucian has quietly tethered every corrupt politician, crooked cop, and greedy CEO to his thumb.
When Seraphina Vale, the arrogant heiress of the empire that killed his mother, publicly humiliates him, she triggers the final phase of his plan. She thinks she’s crushing a beggar. She doesn’t realize she’s just declared war on the man who already holds the keys to her father’s vault.
7
Desire Leveling
Ever wondered what the world would look like if the villains actually won?
Well, in this world, they did. And everything good about life was erased.
The government crumbled into the hands of criminals. Chaos became order. Blood became the new currency.
And the world literally turned into a crime-ruled dystopia.
In the neon shadows of this fallen society ruled by corruption, strength, and vice. Liam Queen was nothing more than a weak, broken boy scraping by in the slums. Until a brutal night of blood and vain heroism left him chosen by an alien princess… and bound with a power unlike any other.
A strange interface.
One that presented him with three options. Three paths:
The Lust System
The Warlord System
The Hero System
And whether by accident.. or cruel fate, Liam ended up with the Lust System. And he was driven into a life of sensual desires, endless pleasure and carnal passion.
But the path Liam unlocked was no gift. It was sin itself. An epitome of chaos. And it began with his very first quest:
Lose your virginity within 24 hours… or die.
1.0K
Fractured Realms
When creation shattered, the pieces remembered the one who broke it.
Kael Ardent was a scientist chasing the impossible, a machine that could bend time and save the woman he loved from death. But the moment he activated it, the world fractured. Reality splintered into countless realms, each a reflection of his grief, his guilt, and his forgotten power.
Now stranded between dimensions and hunted by the echoes of what he once was, Kael must journey through broken worlds born of his own mistakes. In every realm, he faces a truth he tried to bury, that the universe itself remembers him and demands balance.
From the ashes of dying cities to the silence at the edge of eternity, Kael’s path becomes one of redemption and revelation. The deeper he ventures, the more he learns that the fracture is not merely destruction but rebirth, and that love can shape even the laws of creation.
To mend existence, Kael must confront the one force greater than his own will, the shadow of himself that seeks to finish what he began.
Fractured Realms is a cosmic epic of light and ruin, blending science, fantasy, and emotion into a story of one man’s struggle to rebuild the worlds he destroyed and the love that refuses to die even when reality does.
992
Infinite Wealth App: I Become A Tycoon After Divorce
Despised by his wife she asked for a divorce after bringing another man home into their bed.
The heavens seem to roar in fury and when thunder struck his phone, a new app was installed.
*Infinite Wealth App: Congratulations New User, let's begin your rise to glory!*
*Ding! New car has been awarded!*
*Ding! User's bank account has been credited!*
*Ding! Property awarded to user!*
*Ding! Complete tasks and receive massive rewards!*
When his ex wife sees him rise, she falls to her knees in regret. Those who put him down wish they could turn back the hands of time.
996
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